SR-22-compliant Auto Insurance in Hanford, CA

SR-22-compliant auto insurance is not a separate type of insurance policy but a certificate proving you have California’s minimum required auto insurance coverage. This certificate is often mandated by the court or the Department of Motor Vehicles (DMV) for drivers convicted of serious traffic offenses, such as reckless driving, driving under the influence (DUI) or driving without insurance.

When you are required to obtain an SR-22, contacting your agent is crucial. Your insurance company will file the certificate with the DMV on your behalf if they provide SR-22-compliant auto insurance coverage. This filing proves that you have the necessary coverage and are financially responsible for any damages or injuries you may cause while driving.

If your current insurer does not provide coverage for drivers required to file SR-22, your agent can help you shop for one. SR-22-compliant auto insurance typically comes with higher premiums due to the increased risk associated with high-risk drivers. Your agent can help you compare personalized quotes from reputable insurers in your area.

The Benefits of SR-22-compliant Auto Insurance

Fulfilling the requirement for an SR-22 certificate can allow you to regain your driving privileges, depending on the DMV’s requirements. Without an SR-22, you may face further penalties and cannot legally drive.

SR-22-compliant auto insurance meets California’s minimum requirements, including some auto liability coverage. This policy doesn’t cover damage to your vehicle or your accident-related injuries. Your agent may recommend adding collision, comprehensive and medical payment policies to help provide appropriate auto insurance coverage.

Contact Us

Contact GD Tax & Insurance to learn about SR-22-compliant auto insurance options near you and get a personalized quote.